Colorado SecureSavings Netchex Integration: What It Is and Why It Works

Last updated: August 2026

A boutique marketing agency in Denver crosses the headcount threshold that triggers Colorado’s retirement savings mandate right in the middle of a busy client renewal season. The founder doesn’t want to launch a 401(k) plan just to check a compliance box, but now needs a way to get payroll deductions flowing to the state program without pulling her office manager off billing work for a week.

Here’s what Colorado SecureSavings is, what Netchex is, and how the relationship between them keeps state compliance from becoming a payroll distraction.

What Is Colorado SecureSavings?

Colorado SecureSavings is a state-facilitated workplace savings program that helps workers save for retirement when their employer doesn’t offer a plan of its own. Eligible employees are enrolled in a Roth IRA and contribute automatically through payroll deduction, giving them a retirement savings option even at companies with no traditional 401(k).

What Is Netchex?

Netchex is a payroll and HR platform built for mid-market businesses with lean HR teams and hourly or deskless workforces. Instead of stitching together separate systems for payroll, time, HR, and benefits, Netchex brings them into one platform backed by real support, so HR teams spend less time on data entry and more time on their people.

How the Colorado SecureSavings Netchex Integration Works

Colorado SecureSavings connects with Netchex through an API integration, exchanging payroll data, employee contribution amounts, and eligibility details between the two systems. That means employers don’t have to manually recalculate and re-enter deduction figures every pay cycle, since the relevant payroll information is shared directly as part of processing payroll in Netchex.

• Employee contribution amounts and payroll data pass between Netchex and Colorado SecureSavings
• Eligibility information stays aligned across both systems as staff are hired or become eligible
• Employers avoid separately re-entering deduction data for state compliance reporting

For a small agency or firm with no dedicated benefits administrator, that reduction in manual work is often the difference between compliance being manageable or a recurring headache.

Why Netchex Is the Best Payroll and HR Solution for Companies That Use Colorado SecureSavings

Companies enrolled in Colorado SecureSavings are typically smaller employers without a dedicated retirement benefits team, which means whoever runs payroll is also the person fielding employee questions about the program. They need a payroll partner that keeps the mechanics simple and is easy to reach when something needs a human answer.

Netchex delivers on that with service, not just software. Netchex is ranked #1 on G2 for service, with a 98% customer satisfaction score and 90% of support calls answered by a real, US-based person in under a minute, so a question about a SecureSavings deduction doesn’t sit in a queue.

That combination of dependable technology and real service is why the average Netchex customer stays for 10 or more years, and why growing Colorado businesses navigating the state’s retirement mandate choose Netchex as their payroll and HR system of record.

Frequently Asked Questions

This page reflects publicly available information about Colorado SecureSavings as of 2026. Integration availability may vary by plan. Contact Netchex for current details.

Disclaimer: Any product roadmap or future plans provided herein are for informational purposes only. They do not represent a commitment to deliver any material, code, feature, or functionality. Plans may change without notification. The development, release and timing of any features or functionality described remain at the sole discretion of Netchex, its affiliates, and partners. Netchex does not give legal, tax, or accounting advice. You are responsible for ensuring your use of Netchex product meets your individual business and compliance requirements.

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