NetSpend | Netchex | Employee Payment Alternatives | Taxes

Skylight PayOptions® is a robust program that helps companies move towards paperless payroll.

Convenient Online Management

No IT help or special software integrations required for the Skylight PayOptions Program

Reduce Cost

Save between $2.87 & $3.15 per paper check by using direct deposit1

Full Program Management

The Netspend team helps you with implementation, training, and ongoing support

Robust Reporting

Have reliable reporting of wage payments

Peace of Mind

Save between $2.87 & $3.15 per paper check by using direct deposit1

Experience Real-Time Funding

Make adjustments and final payments for termed employees2

Image of The Skylight Visa Card

How It Works

  • Reducing paper checks means you’ll save on labor and expenses from printing.
  • Plus, if you choose the Netspend Tip Network Program, your employees have the option to have their tips sent directly to a Skylight ONE Card.
  • The Skylight ONE Card can be used anywhere Visa Debit cards are accepted.

Want to Learn More?

See why Skylight ONE Cards are an efficient way to pay your employees. Subject to card activation and identity verification.3

Fill out the form below to get more information.

Note: This form is for Employers and Companies ONLY. If you are an Employee requesting a paycard from your Employer,
please contact your Human Resources/Payroll Department. 
Please enable JavaScript in your browser to complete this form.

1 – Potential savings estimates are from NACHA, The Electronic Payments Association, NACHA’s calculation is based on industry averages for over thirty variables and is for directional guidance only. Actual results may vary. NACHA, Republic Bank & Trust Company and Netspend do not in any way warrant the savings results obtained using this calculation.

2 – Available with the addition of Netspend’s real-time funding service.

3 – IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions and ATM withdrawals. Restrictions include: no international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice.

The Skylight ONE® Visa® Prepaid Card is issued by Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. Netspend, a TSYS® company, is a registered agent of Republic Bank & Trust Company. The Skylight ONE Prepaid Visa® may be used everywhere Visa debit cards are accepted.

Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2019 Total System Services, Inc.® All rights reserved worldwide. TSYS®, Skylight and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.