Contribution Errors Don’t Start in the Plan. They Start in Payroll.
Retirement brokers and financial advisors who partner with Netchex get a payroll platform built for accurate contribution processing, seamless benefits administration, and the financial wellness tools that drive real plan participation.
The Payroll-Retirement Gap Is Costing Your Clients Every Pay Period
Retirement plan administration depends on accurate payroll data. Contribution amounts, eligibility tracking, deferral percentages, and compliance are all downstream of whatever payroll system your clients are running. When payroll data is unreliable, everything connected to it is unreliable — and that problem lands on your desk.
Contribution data that doesn’t match payroll records, creating reconciliation work every pay period
Employees opting out of plans because they never got a clear, guided chance to make their elections
Benefits enrollment processes that drag on for weeks instead of days, depressing participation rates
Financial stress driving employee turnover — which resets plan participation and increases admin costs
No integration between payroll and retirement data, forcing manual transfers and creating audit exposure
ACA compliance gaps that spill into benefits eligibility and create penalty risk for your clients
How Netchex Closes the Gap
Clean payroll data flows automatically into contribution calculations — no manual exports, no reconciliation gaps, no lag.
Accurate Payroll
Benefits Enrollment
Contribution Data
Retirement Plan
What Better Payroll and Benefits Infrastructure
Means for Your Plans
Improvement in payroll accuracy
Eliminate the errors that create contribution discrepancies and plan reconciliation headaches.
Compliance risk eliminated
Automated ACA tracking and benefits compliance monitoring removes the biggest penalty exposure.
Reduced financial stress for employees
Financial wellness tools like EWA and pay cards directly reduce the stress that drives opt-outs.
Faster open enrollment completion
Guided mobile enrollment gets employees through elections without flooding HR with questions.
FLSA penalties avoided per employee
Automated timekeeping creates a clean, auditable record so audits don’t become six-figure liabilities.
HR admin time eliminated
When HR teams stop chasing manual corrections, they have capacity to support plan communication.
Simple to Start.
Built to Last.
Joining the Netchex Retirement Broker Partner Program takes seconds. The impact lasts for years.
1. Apply & Get Onboarded
Fill out a quick form and we’ll have you set up with your dedicated Partner Manager within days — not weeks.
2. Get Features and Start Referring
Your agency goes live on the Netchex Marketplace. Refer clients and watch them experience the platform built around their needs.
3. Watch Your Book Grow
Netchex delivers the technology, support, and partnership that turns happy clients into your best sales tool.
A Partnership That Protects Your Plans and Grows Your Book
Netchex’s Retirement Broker and Financial Advisor partner program is designed for professionals who understand that plan quality starts with payroll quality. We’re looking for partners who want to build better outcomes for their clients — not just add another integration.
- Revenue: Referral compensation for clients you bring to Netchex whose plans benefit from the connection
- Support: A dedicated partner contact who understands the retirement-payroll relationship
- Integration: Coordinated implementation support to ensure the payroll-plan data connection is set up correctly from day one
- Visibility: Access to reporting and payroll data relevant to plan administration and audit support
- Protection: No cross-selling to your clients — your advisory relationships stay yours
- Reach: Co-marketing and co-presentation opportunities for retirement plan education events
Netchex runs the payroll. You run the plan. The data flows the way it should.
Retirement Broker Partnership FAQs
Netchex supports data exports and integrations with major retirement plan providers. Your partner contact can walk through the specific integration options relevant to your clients’ plan providers and discuss how contribution data flows between systems.
Contribution amounts, deferral elections, eligible compensation definitions, and plan eligibility are all calculated from payroll data. When payroll is inaccurate, plan contributions can be miscalculated, triggering corrective distributions, late filings, or DOL penalties. Netchex’s 46% improvement in payroll accuracy directly reduces this exposure.
Netchex’s EWA feature allows employees to access earned wages before their scheduled payday — within limits set by the employer. This is not an advance or a loan; it’s access to wages already earned. EWA reduces the financial pressure that causes employees to reduce retirement contributions or opt out entirely.
Yes. Netchex generates detailed payroll, compensation, and benefits enrollment reports that support the documentation requirements for Form 5500 filing, plan audits, and annual compliance reviews. Your partner contact can show you the specific reports most relevant to plan administration.
Netchex is designed for companies with 50 to 5,000 employees. It’s particularly strong for businesses with hourly and shift-based workforces, where accurate time and attendance data is critical to correct contribution calculations. Very small businesses or solo operators may be better served by smaller payroll solutions.