You’ve always paid your bills on time and even put a little bit of money in the bank. But, when you lost your job and unemployment stretched for weeks and then months and then over a year, the mortgage didn’t always get paid and neither did your reasonable cell phone bill, that you had signed a two year contract on. You’re not irresponsible, but your credit is shot. The only thing that you need to be back to your old, responsible self is a job.
May 10, 2011